10 Tips For Buy-to-Let Investors

Buying-to-rent refers to an investment strategy of buying a residential property to be let for profit. This type of investment can deliver extremely good returns but should be carefully considered. Here are some tips to guide you through the process of buying to let:
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<br><b>1. Do In-Depth Research</b>
<br>It is important to know what you are letting yourself in for. If this is the first time you are buying to let make sure to seek advice from an expert or other buy-to-let investors. In tough economic times it might be easier to find tenants but when the property market is booming you might struggle to avoid you property sitting empty. Make sure you enter the market at the right time.
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<br><b>2. Choose a Good Area</b>
<br>A good area does not necessarily mean the most expensive or upmarket suburb, but rather an area that shows potential. If you are buying-to-rent with student accommodation in mind, make sure the area is close to campus or within easy access of public transport.
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<br><b>3. Consider All Areas – Near of Far from Your Home</b>
<br>Buying-to-rent does not always mean you have to live close by the property. There might be better offers further away from your residence that could be a wiser investment. There are lots of ways to keep up with what's going on at your rental property.
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<br><b>4. Shop Around</b>
<br>You don't always have to use the same bank for all your mortgages. Seek advice from a specialist buy-to-rent broker and remember you are under no obligations to use a broker once you have asked for information. Considering all options might save you a lot of money.
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<br><b>5. Negotiate the Price</b>
<br>As with first time buyers, you are not reliant on selling a property to buy another and hence hold a smaller risk. Remember this when negotiating for a better price.
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<br><b>6. Consider the Negative Side to Buying-to-Let</b>
<br>As stated before, rental demand is often dependant on the economical times. You have to be prepared for a slower rental market and all the challenges that come with renting out property. Factor in that your property might sit empty for at least 2 months of the year – thus leaving yourself a buffer.
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<br><b>7. Don't be Over Ambitious</b>
<br>Because there is no such thing as a 100% sound investment there will always be risk involved. It is important to consider everything before you jump in. Talk to financial advisors and seek advice from friends and family whom you trust.
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<br><b>8. Follow the 12% Rule</b>
<br>An easy way to work out an achievable rental price is to divide the purchase price by 100. This will give you a rental figure that needs to be obtained to achieve 12% gross income. This does not apply to all property but will give you a good estimate.
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<br><b>9. Don't Spend Too Much on Renovation/Refurbishment</b>
<br>If you are a first time buy-to-rent investors you should take on a property that needs little or no renovation. This will only cause unnecessary stress. Rather decorate the interior with neutral colours that offer a blank canvas to potential tenants.
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<br><b>10. Find the Right Tenant </b>
<br>This is one of the most import steps when buying-to-rent. Make sure to advertise in the right places to attract the ideal candidate. Always screen potential tenants and try to find out as much as possible about them. Ensure a good relationship with tenants, as they will be living in your property. Make sure you have the funds to pay for a letting agent should you need one. Seek legal advice when drawing up a rental contract.
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<br>About the Author: Elizabeth works for South Africa's leading property portal - SA Hometraders, advertising property for sale in all areas of South Africa, including <a href="http://www.propertylangebaan.co.za/area.asp?area=47" rel="nofollow">Langebaan property for sale</a>, <a href="http://www.propertymelkbosstrand.co.za/search_results.asp?area=464&province=9&suburb=1374" rel="nofollow">Melkbos property</a> and <a href="http://www.collierscape.co.za/search_results.asp?area=38&province=9&suburb=1723" rel="nofollow">Constantia property for sale</a>
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Useful Insights on Types of Web Hosting Services

There are a lot of people out there who wants a very reliable and efficient web hosting solution because they know the importance of having an efficient service provider. But in most cases, they still end up not getting what they want. The basis is that most people do not search patiently through the internet on valuable information about different types of web hosting solutions. The most popular web hosting solutions are shared hosting service, dedicated hosting service, video hosting and blog hosting service providers. Majority of customers start out with the shared hosting first before they now move on to the dedicated web hosting situation. Aside from this, there are limited and unlimited web hosting services too.
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<br>Just as the name implies, unlimited web hosting has more benefits than the limited web hosting. But at times, in the case of unlimited web hosting, people face the problem of download speed and upload problems, also disk space issue, but with a good and reliable web hosting service provider, you will be able to surmount this sort of problems. So if you are planning on hosting your website, the first thing that should be on your mind is to search for a reliable web host.
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<br>People always want to go for cheaper services and that is why most people opt for shared web hosting before they then finally shift to dedicated web hosting solutions. Though also there are some web host solutions were you can get dedicated web hosting at a cheaper rate such as Cpanel web hosting solution. For the everyday user, Cpanel is your best option as you do not need to know any technicalities or coding. This has a very user friendly interface and any one can make use of it with so much ease. Though there is room to make some personal adjustments to suit you for sure.
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<br>When you want to sign up with these web host service provider, you can do some other minor search and see what they offer, but I advise you to never register and do not take any of those offers. You can find many and better web host service providers that can help you promote your website on the internet and even provide you with quality traffic too. Unlimited hosting is very saturated today as that's what majority of website owners/people want, but there are some things that they don't put into consideration when they want to go for this. So it's important that you know a few things about what you want to do before you do it.
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<br>There is need for you to know that a 100% unlimited hosting is impossible, there are many turns in the whole scenario and you have to be careful not to end up paying for more that you actually wanted. Many web host companies come up with juicy offers of unlimited disk space and bandwidth, the truth is that no company will provide you with this offer as they are just easy traps for customers to fall into. Fine, you may get some unlimited space service, but this will only last for a little time. You should always read between the lines, because you will see the fault once your website fully goes online.
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<br>You should be very clear about what you want and be sincere to yourself in the process of getting a web host for your business. Don't forget that your website is your online business platform and a lot is dependent on the web host that you choose.
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<br>About the Author: Dhruv Patel is a happy DreamHost customer. He has a web site to promote DreamHost. Use the <a href="http://ahappycustomer.dreamhosters.com/dreamhost-coupons.html" rel="nofollow">DreamHost coupon</a> to get a discount at DreamHost sign up.
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Bargains and money-management tools can make your online shopping easier

<p class="articletext">Believe it or not it is the right time to start thinking about the holiday shopping season of 2009. Bargains and money-management tools can make your online shopping much more easier. You could always visit some shopping comparison websites or search for online coupon codes at one of many code-aggregators. Online coupons and instant discounts rebates are always a great alternative to the frustrations and hassles of short-lived "Black Friday" sales. There is only about 6% of holiday shopping is done on Black Friday and for the other 94% of shopping, shoppers have resigned to paying the full price or spending valuable time searching for savings online. With that in mind, bargains and money-management tools can focus on saving shoppers both time and money. <br />
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If you're big into brand-name groceries, or are playing the kind of grocery game where you combine weekly sales with some online printable coupons, this are a lots of decent websites for downloading and printing out coupons for your grocery savings. You can try search "online grocery printable coupons" or "voucher codes" on Google, Yahoo or Bing to find printable coupons websites. There are also some great websites that aggregate online coupon and shipping codes which you can use to get instantly savings or free shipping offers, you can easily search by either retailer or product category to find your related online coupons. Some deal-aggregation websites rely on their members to rate the deals as good or not and you can use this feature to save your time.<br />
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You can find some useful toolbars work with IE and Firefox explores. The toolbars will compare prices among retailers and the comparisons include tax and shipping for a true apples-to-apples approach. Some coupon codes websites provide the toolbars that you can use to search for coupon codes which can be entered at your online checkout to give you goodies, including discounts or free shipping. The features are available for IE and Firefox. Some toolbars also have versions for Apple's Safari browser. Many online shops offer price-protection policies that refund the difference within a certain time frame, such as 15 days after your purchase. Some toolbars makes it easy to log your purchases at their Web sites, which can alert you via e-mail or instant messages (IM) if the price drops within the online retailer's price-protection period. You can try to find such toolbars to save your time and money.<br />
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Saving money and time for your shopping online isn't any different. You need to exercise savvy shopping skills, and by utilizing our quick and easy tips, online shopping savings can start immediately.</p>

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Teenage Christian Girls, Clothing and Designs

<p>In today's culture, many things are accepted that go against what the Bible stands for. As a Christian teen, it's important to live in a way that really speaks of your faith; many choose strong issue-based messages on the clothes they wear. Sometimes those messages seem controversial, but Christian-based apparel is a contemporary expression of that sincere faith. <p> Teenage Christian Clothing for Girls <p> Most teenage Christian girls want to express themselves, their individuality and their style. As one of them, you already know how difficult a prospect this can be. Although there are plenty of fashionable clothes out there, and more coming off the fashion runways every day, many compromise the Christian ideals of modesty. However, because of the high number, there are more than enough types of clothing to look cool without sacrificing your beliefs. <p> While you can buy some Christian teen clothing in physical stores, the options are somewhat limited. Although more and more teens are looking for faith-based clothing, designers and stores are still a little behind. You can find online websites with more options for a whole faith-based wardrobe. <p> Okay, so some websites stick to three or four t-shirts with slogans on them, which might get a little dull after awhile. However, a few offer you the chance to bring your own, unique style to the clothes you wear. Does that sound at least a little exciting? Because of these online vendors, you have the chance to take your belief and express it in your own way. <p> Creating Your Own Teenage Christian Designs and Messages <p> T-shirts, hoodies, tank tops, hats - with a little bit of thought, you can build your whole wardrobe around solid Christian beliefs. Plan how you might layer your clothes for maximum style and serious effect. Most places won't sell you a single custom shirt, so you can even talk to your friends and create a style everyone will wear. <p> If you want to create a wardrobe that's uniquely yours, think about the message you're trying to get across. How can you get across your message in an easy-to-understand way? What do you think of the most when you think about your beliefs? What stands out to you? <p> First, a little brainstorming is in order. You want something modest, but stylish, trendy but Christian. If you're an aspiring artist, here's your chance to do something with your skills. <p> If you get impatient, remember that this isn't something you have to order right now. You have nothing but time to figure out what you want to say and how you want to say it. Create several sketches of different designs, write a list of sayings that mean something to you, and then share them with your friends and ask for feedback. <p> Grabbing Inspiration <p> If you're completely frustrated and stuck without ideas, you need inspiration. You need something that symbolizes your feelings and Christian beliefs. Here are a few places you can find the inspiration you need: <p> - The Bible - The Bible has inspired many a t-shirt message. There are literally tons of great proverbs and verses that can be used on t-shirts and other apparel. Search the Bible for a proverb or verse that means something to you - something that fills your heart with faith and hope. <p> - Nature - Nature is another great inspiration. What better place to find divine inspiration than in creation? Flowers, trees, a garden - even something as simple as the big blue sky - can not only strengthen your faith in Jesus and bring you closer to God, but can also give you some fantastic ideas for your design. <p> - Minister - Don't forget that a minister can help you focus your thoughts, beliefs and overall faith. Many Christian teens believe strongly in Christ and God, but have a hard time expressing those feelings. Talking with your minister may actually help you do just that. <p> While coming up with your own unique fashions for teenage Christian girls' clothing, try not to get frustrated. Don't get so caught up in "what's my style" that you forget the reason you're designing in the first place - to share your faith with others.BackwardFish is a leading supplier of <a href="http://www.backwardfish.com/">Christian t shirts</a> online today. Visit online today for a large selection of <a href="http://www.backwardfish.com/tees.htm">cool Christian T-shirts</a> for you or as a great gift. <p> <p></p>

People Pay Attention To Promotional Packaging

<p>Keeping up with current trends in business is important. Any person that has a company knows this. It is hard though sometimes to know what to do. You need new forms of advertising. You have to keep abreast of current trends and now that means you have to have a web side to your business. Even if you don't sell online you have to have something for potential customers too see and check out. It is all part of being on the global market. <p> To get a huge amount of internet attention you can hire some help. There are SEO firms that will charge to raise your search engine rank. It works but it is not cheap. To go global you will need to do many different things to grab the attention that you are after. One of the multitude of steps that you can take is using promotional merchandise to advertise your business. <p> Global Promotion can be achieved by using some nice promotional packaging and whatever else that you use to mail products through the mail. For a business that gets tons of it's business from the web there is a lot of use from the wrapping that goes on things that you send. You send a lot, and there's no reason to let that opportunity for exposure go by without taking advantage of it. It is something that you need anyway, so why not use something that adds to your business image. <p> Promotional packaging will also save you and your employees a lot of time when shipping out items. They will already have your return address on the packaging which means you won't have to print up labels or hand address each envelope; you can just address them, seal them and send them on your way. <p> You know that at every step on your package will be seen by different people. Mail carriers are on the list as are many others. Especially since they will be going to different places. Wherever they go it will be different sets of people that see your logo. This is the easiest and least expensive method of getting exposure. <p> Turn all your mailed boxes into <a href="http://www.ideasbynet.com/promotional-products.htm">promotional products</a>. You can have your logo on the outside and then add a few nice <a href="http://www.ideasbynet.com/ideasbynet_promotional_keyrings.htm">logo keyrings</a> as a treat on the inside. <p> <p></p>

What will 1,000,000 free visitors a month do to your income?

<p>Get over 1 million real people to view your website in the next 30 days or less! <p> We've developed a brand new marketing system designed specifically to allow ordinary marketers with zero advertising budget, to get the same high rate traffic volumes normally reserved for multi-million dollar corporations. <p> The system is completely free to use and can propel your income to the dizzy heights of the top internet marketing gurus. And you can use it to promote almost any website you like. In less than 30 days, you can realistically have over 1 million guaranteed real people visiting your website. Your hit counter will be spinning out of control, and just imagine what could be happening to your bank balance with that many visitors looking at what you sell! Visitors and traffic is what will make or break your online business ventures. A lack of traffic is the number 1 reason why most people fail to ever make any money online! <p> The facts are quite simple; It doesn't matter what your product is, or how great your website looks; It doesn't make any difference if your sales letter converts at 90%, or if your pay plan and pricing is the best the world has ever seen...................Without constant and high volumes of visitors and traffic, your website is useless and your income is zero! Everyone with a website......everyone who is trying to make money online.......all have one thing in common. They are all trying to get more visitors and traffic to their sites! Isn't that what it all comes down to at the end of the day? <p> "How can I get more people to see my site?" <p> Well we've created a powerful way to turn this universal problem to your advantage. Our phenomenal system will discreetly harness the efforts of thousands of other marketers, and use them to drive hundreds of thousands of "Guaranteed Real" visitors to your site on a weekly or even daily basis. All you have to do is convert the visitors into paying customers! Our system works on the simplest yet most fundamental principles of internet marketing. <p> The system is totally free - There's no risk and nothing to lose. <p> The system is viral - It will increase your traffic exponentially, doubling day after day. <p> The system is automated - It continues to send you traffic around the clock, even when you've stopped using it directly yourself. <p> See for yourself if free traffic is worth it; <a href="http://www.fwebtraffic.com/?rid=1264051">http://www.fwebtraffic.com/?rid=1264051</a> <p> <p></p>

Eco-Friendly Bags: A Convenient Option When Shopping

In recent years, the world has become a much more environmentally conscious place. This is due to research showing the negative impact of such conditions as global warming, diminishing natural resources, and the widespread destruction of our natural environment. Now, individuals and companies are looking for ways to create a much more environmentally friendly world. One way retailers and individuals are helping the planet and its resources are replacing traditional plastic shopping bags with eco-friendly bags.
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<br>Reusable eco-friendly bags are a convenient and environmentally friendly option when shopping. According to the Food Marketing Institute, "the average American walks away from the grocery store with 5 to 10 bags each trip. This adds up to 600 – 1 200 bags per year." The Australian Government in 2002 identified "that if a consumer used reusable bags for 1 year they would consume only 9% of the energy and produce only 10% of the greenhouse emission of plastic bags." As well, according to the American Forest and Paper Association, "In 1999, the U.S. alone used 10 billion paper grocery bags." This is a huge amount of trees being destroyed.
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<br>The best alternative when shopping is using eco-friendly reusable bags. These bags are available in many forms and sizes to meet every shopper's needs. Sizes can range from a small tote bag to extra large bags, allowing shoppers to carry a wide range of items. They are also available in a variety of designs and colors. It is a cost effective method of shopping and convenient because all that one has to do is return the bags to their vehicle when they have finished using them.
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<br>Quality eco-friendly bags are made of materials that do not harm the environment during their production. They are biodegradable so there are no damaging chemicals in the bags. You will not have to worry about leaving a negative impact on the environment. Many of these bags are made of 100% durable cotton with strong reinforced straps. As well, the canvas shopping reusable bags provide an easy and cost-efficient way of reducing your impact on the environment. The best part is they do not have to be thrown away after use.
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<br>According to the Environmental Protection Agency, "more than 380 billion plastic bags are used in the United States every year. Of those, approximately 100 billion are plastic shopping bags, which cost retailers about $4 billion annually." The production of plastic bags eats up millions of gallons of oil and manufacturing paper bags has a devastating effect on the forests. As well, it can take up to a thousand years to break down while toxins from the bags leak into the ground and contaminate the environment. Fortunately, there are many online and traditional stores that offer a broad range of eco-friendly reusable bags. Prices vary so you will find bags within your budget and meet your shopping needs. Using eco-friendly reusable bags is a convenient, cost-cutting, and environmentally friendly way of shopping. It is no longer a "paper or plastic" shopping experience. Now, we can say, "No thank you, I have my own eco-friendly reusable bag.
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