Wednesday, September 23, 2009
The 10 Warning Signs of a Cheating Husband
<p>Trying to find out if your husband is cheating can be tricky. These days, married men can act so faithful in front of you while having an affair behind your back. No matter what act they try to play, they are still going to show some signs of cheating whether they realize it or not. Here are 10 warning signs of a cheating husband.</p><p>1. They will often show interest in things they didn't before. This may be the type of music they listen to or hobbies.</p><p>2. Cell phone behavior will change. Cheating husbands like to delete text messages and erase call history. They might take calls in private. They will keep there phone near them and most often hesitate to let you see it.</p><p>3. They will start paying more attention to there appearance. They might have new shaving habits. They often take more showers and will smell nicer. Wearing more appealing clothes will become a habit.</p><p>4. They will spend more time away from home. Husbands will usually tell their wives a bunch of excuses why they can't be home. This sign becomes more obvious when it just starts to happen out of nowhere.</p><p>5. Their computer usage increases. They will use this time to send emails to their mistress and communicate with them. They could probably do this without the wife not being aware of this.</p><p>6. Work hours and overtime may increase. This is what a cheating husband might tell their wife.</p><p>7. Distance will grow. They will probably feel uncomfortable around you and avoid certain situations with you.</p><p>8. Sex life decreases.</p><p>9. They will start fights or arguments with you for no apparent reason.</p><p>10. More money is being spent. A cheating husband will probably have to buy their mistress gifts or other things.</p><p>These are some of the warning signs of a cheating husband. Not all signs will tell you if your husband is cheating so it is a good idea to make sure there isn't a legitimate reason for their behavior before assuming its a sign.</p><p>If you see the <a target="_new" href="http://www.squidoo.com/thesignsofcheatingspouse" rel="nofollow">signs of a cheating spouse</a> and want to find a quick and guaranteed way to confirm your suspicions, <a target="_new" href="http://catchmycheatingspouse.blogspot.com" rel="nofollow">click here</a>.</p>
Car Insurance - How Big a Risk is a Woman? | ArticlesBase.com
<p>Gender-specific car insurance does not give added benefits according to non-specialist insurers. They maintain that companies like Sheilas Wheels are simply innovative advertising campaigns targeted at female drivers. Craig Martin from Norwich Union says that although women drivers are a lower risk, a standard policy offers many practical benefits, which outweigh the additional gimmicks offered by specialist insurers.<br />
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Moreover, there comes a point when insurance for women becomes just as expensive as that for men. The AA quotes the case of a Ford Focus being driven in Cambridgeshire, for which the insurance for a woman, aged 55, was 257.65 pounds and for a man 252.52 pounds.<br />
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Young men have a far higher risk of having an accident than women, however this risk difference decreases with age. Take a male motorist aged 17; in our survey their premium was 2,906.25 pounds, whereas a similar policy for a woman was 1,938.13 pounds. When both motorists reach the age of 40 there is practically no difference in the premium. For people in their mid-50s, insurance for a man is marginally cheaper than that for a woman.<br />
<br />
There are a number of other factors influencing insurance costs apart from age and gender. A high crime postcode area, like Liverpool, has premiums which are more than double the national average. This characteristic is weighted far more heavily than many others.<br />
<br />
Confirming the trend mentioned above, young men have a six times greater risk of dying in an accident than a young women. However, by their mid-30s, both sexes have an equal chance of having a fatal accident. The fatality risk for older men is lower than that for women.<br />
<br />
The insurer, Churchill, has found that over a lifetime, men have less accidents compared to women, 8.2 accidents to 9.5. Incidents involving women, which predominantly occur at lower speeds, cost the insurer less than for men<br />
<br />
The headline figure you are quoted is not necessary the final figure. Although the level of excess may reduce the premium, the contribution of the driver towards the bill for repairs may far outweigh the apparent cheapness of the initial quote. For example, Norwich Union may give you a low quote, but their excess charges are extremely high. If you are quoted a cheap headline figure, look for extra charges for services such as European cover or a courtesy car.<br />
<br />
Providers, who are members of the same group, will search for potential customers having the same profile and establish their price range accordingly. Although Direct Line, Churchill, Privilege and Natwest are all members of the RBS Group, they will all quote you different prices. Looking at the supermarkets, Norwich Union underwrites the motor insurance offered by Asda, the RBS Group provides the insurance for Tesco and esure for Sainsbury.<br />
<br />
There are a number of reasons why car insurance for women is lower than that for men up to the age of 45 - government figures show that over 92 per cent of convictions for driving offences in the UK are for men. Men are responsible for 98 per cent of all convictions for dangerous driving. Women drivers tend to drive more slowly, carefully and for shorter distances than men. Although women have as many accidents as men, they are less likely to be serious.</p><strong>About the Author:</strong><br />Everybody needs to have car insurance but have you thought, that if you have a fatal crash you and your family would benefit from having Life Insurance. So get insured now, visit Best Life insurance Online and get a quote for <a href="http://www.bestlifeinsuranceonline.co.uk" rel="nofollow"> Life Insurance</a>.
<br />
Moreover, there comes a point when insurance for women becomes just as expensive as that for men. The AA quotes the case of a Ford Focus being driven in Cambridgeshire, for which the insurance for a woman, aged 55, was 257.65 pounds and for a man 252.52 pounds.<br />
<br />
Young men have a far higher risk of having an accident than women, however this risk difference decreases with age. Take a male motorist aged 17; in our survey their premium was 2,906.25 pounds, whereas a similar policy for a woman was 1,938.13 pounds. When both motorists reach the age of 40 there is practically no difference in the premium. For people in their mid-50s, insurance for a man is marginally cheaper than that for a woman.<br />
<br />
There are a number of other factors influencing insurance costs apart from age and gender. A high crime postcode area, like Liverpool, has premiums which are more than double the national average. This characteristic is weighted far more heavily than many others.<br />
<br />
Confirming the trend mentioned above, young men have a six times greater risk of dying in an accident than a young women. However, by their mid-30s, both sexes have an equal chance of having a fatal accident. The fatality risk for older men is lower than that for women.<br />
<br />
The insurer, Churchill, has found that over a lifetime, men have less accidents compared to women, 8.2 accidents to 9.5. Incidents involving women, which predominantly occur at lower speeds, cost the insurer less than for men<br />
<br />
The headline figure you are quoted is not necessary the final figure. Although the level of excess may reduce the premium, the contribution of the driver towards the bill for repairs may far outweigh the apparent cheapness of the initial quote. For example, Norwich Union may give you a low quote, but their excess charges are extremely high. If you are quoted a cheap headline figure, look for extra charges for services such as European cover or a courtesy car.<br />
<br />
Providers, who are members of the same group, will search for potential customers having the same profile and establish their price range accordingly. Although Direct Line, Churchill, Privilege and Natwest are all members of the RBS Group, they will all quote you different prices. Looking at the supermarkets, Norwich Union underwrites the motor insurance offered by Asda, the RBS Group provides the insurance for Tesco and esure for Sainsbury.<br />
<br />
There are a number of reasons why car insurance for women is lower than that for men up to the age of 45 - government figures show that over 92 per cent of convictions for driving offences in the UK are for men. Men are responsible for 98 per cent of all convictions for dangerous driving. Women drivers tend to drive more slowly, carefully and for shorter distances than men. Although women have as many accidents as men, they are less likely to be serious.</p><strong>About the Author:</strong><br />Everybody needs to have car insurance but have you thought, that if you have a fatal crash you and your family would benefit from having Life Insurance. So get insured now, visit Best Life insurance Online and get a quote for <a href="http://www.bestlifeinsuranceonline.co.uk" rel="nofollow"> Life Insurance</a>.
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